NextMortgage

Over 75% of American households carry some type of debt – credit cards, mortgages, or other types of loans.  Though debt is a normal part of most peoples’ lives, it tends to get a bad reputation. We grow up learning about the dark side of debt. “Debt will hurt your credit score,” “you should avoid …

Not All Debt is Bad. Here’s How to Use it to Your Advantage Read More »

This isn’t the first time the housing market has been here. In the late 1970s, inflation climbed to 14% and home prices surged 14%. It was a seller’s market; buyers were taking what they could get. Eventually, the Federal Reserve raised interest rates to calm down the economy. By 1980, mortgage rates had soared to …

Looking Back: The Current Housing Market is All Too Familiar Read More »

Rates are continuing to trend higher, giving many home buyers pause about their purchase. But rising rates are just the tip of the iceberg. Beneath the surface, the housing market is shifting in favor of home buyers. Prices are falling, competition is dwindling, and sellers are doing anything to reach the closing table. The power …

What Can Buyers Negotiate When Buying a Home? Read More »

With Fall right around the corner, this is the time that people start pulling out the Fall decorations. For many, this is the time to spruce up the front porch with pumpkins, straw bales, and more fun Fall decor.  Below are five ways to turn your porch into a festive Fall paradise!  Keep it simple – …

5 Ways to Decorate Your Front Porch for Fall Read More »

An economic slowdown is coming, according to countless experts. Consumers are becoming more concerned about the future state of the economy and the likelihood of another recession. Here are five ways you can financially prepare for a recession. Create a Monthly Budget – Sit down and do a deep dive through your monthly expenses and learn …

5 Ways to Prepare Your Finances for a Recession Read More »

Moving into a new home is an exciting process, but sometimes decorating it can be an extremely daunting and expensive task. This can be especially true if this is your first home, or if you are moving into a bigger place and you need to buy additional furniture to fill the home. Below are five …

5 Ways to Decorate Your New Home on a Budget Read More »

Are you thinking about putting your house on the market? Certain updates can help you maximize profits from the sale of your home. It may be overwhelming to think about the cost of renovations, but there are several medium-to-low-cost updates that can quickly boost your home’s value. Paint – Never underestimate the power of a fresh …

DIY Projects That Can Boost Your Home’s Value Read More »

Real estate is continuing to move fast, and often this means that you must move faster on a home that you are interested in than you would in a slower moving market. You must often decide if you will be putting an offer on a home within hours of touring it. It is essential to …

5 Things to Look for When Touring a Home Read More »