Blog : Mortgage

NextHome Complete Realty announces Phoenix expansion

NextHome Complete Realty announces Phoenix expansion

Pleasanton, CA — March 19, 2020 — NextHome is pleased to announce the expansion of NextHome Complete Realty in Phoenix, Arizona. The brokerage is the second location for top-producing couple Jim Snodgrass and Maria Serino and represents the eighth NextHome office opened in Arizona for the franchise. 

This new brokerage will serve clients across Glendale, Avondale, Surprise, Goodyear, Buckeye, Tolleson, West Scottsdale, Phoenix, and the West Valley area.

Phoenix continues to be one of the fastest-growing areas in the nation, with Forbes ranking it among the top cities to find a job in 2020. 

“It’s a market that we’ve always wanted to be in,” Jim said. “We have had three great agents working around this area for a while and it was about time we had an office here.”

The Phoenix office is about 80 miles from Jim and Maria’s first NextHome Complete Realty location in Sahuarita, which they opened in 2017. 

“When clients work with NextHome Complete Realty, they are going to experience an amazing real estate transaction,” Jim said. “They are going to have superior guidance and agents who care about people the way they should.”

Jim’s first connection to real estate came when he found himself as a lead generator for a friend.

“My friend was a REALTOR® and I was sending them a lot of referrals from people I knew who were interested in buying and selling a home,” Jim recalled. “With as many leads I was providing, I thought it made sense to get my real estate license and work in real estate myself.”

Starting his real estate career in 2005, Jim saw immediate success as a REALTOR®. His background in business development in the medical field proved valuable and he quickly built his business. It was going so well that Maria joined him just a year later to become a two-person team to handle clients.

With 12 years at Tierra Antigua Real Estate, the couple was consistently at the top of the local sales rankings. They would often close more than 100 transactions annually.

After more than a decade of working for another broker, Jim and Maria felt it was the right time to open their own brokerage. With a degree in marketing and brand management, Jim wanted to start a real estate company that had a focus on consistent, clean branding and had the flexibility to adapt to a changing market.

“Maria and I were able to keep our business steady through the downturn of the economy by being proactive with our model and adapting to the shift,” Jim said. “By moving to short sale listings, we were able to not only stay consistent with our business, but become a resource for those in our community who needed it during a difficult time.”

After finding out about NextHome, the couple called several NextHome franchisees to see how they felt about being involved with a relatively newer franchise brand.

“Just speaking to the several NextHome brokers over the phone, I could tell they felt connected to the company,” Jim said. “That comfortability to tell us what they honestly felt about NextHome and how happy they were, let us know that this was the company for us.”

When not selling real estate, the couple of 19 years enjoy traveling and spending time with their two children, Antonio (17) and Angelina (15).

Please join us in congratulating Jim, Maria, and the rest of the team at NextHome Complete Realty on their expansion in Phoenix!

 

Interested in being a part of the NextHome Real Estate Franchise? Contact VP of Sales Charis Moreno at Charis@NextHome.com.

 

Each office is an independently owned and operated business.

What First-Time Homeowners Need to Know About Filing Taxes

What First-Time Homeowners Need to Know About Filing Taxes

If you bought a home for the first time in 2019, you probably have questions about filing your taxes. Learn more about filing taxes for the first time as a homeowner.

Buying your first home is a big deal. It’s perhaps the biggest purchase you’ll ever make, and it can bring independence, privacy, self-reliance and stability, as well as setting you on the path towards financial security, freedom and flexibility.

If you bought your first home in 2019, you’ll be filing taxes as a homeowner for the first time this April. You may have heard that first-time homeowners can get a big tax break. Well, we have some bad news and some good news regarding that.

Bad news first: The homeowner tax credit for first-time home buyers is a rule that no longer exists. You can only take advantage of it if you purchased your first home on or before September 30, 2010.

But the good news is that there are still tax advantages to homeownership. The added good news is that you don’t necessarily have to be a first-time homeowner to take advantage of them. You can continue to benefit from homeowner tax advantages for the entire length of time you own your home and even after you sell it. These tax tips for new homeowners will show you how.

You Can Deduct Mortgage Interest and PMI

Under the Tax Cuts and Jobs Act of 2017 (TCJA), you can deduct any interest you paid on your mortgage, as long as you borrowed $750,000 or less. This includes mortgage interest you paid as part of closing costs. If you bought your home on or before December 15, 2017, you’re grandfathered in under the old limit of $1 million, so you can deduct loan interest on mortgages up to that amount. You can take this deduction every year you’re paying on your mortgage, and for subsequent home purchases as long as your loan amount is below the threshold. You can also deduct the interest you paid on a home equity loan up to $100,000, as long as you use that money to improve your home.

If you borrowed for your home with a downpayment of less than 20 percent, you probably have private mortgage insurance, or PMI. You can deduct PMI payments as long as your adjusted gross income is less than $100,000 if you’re married or $50,000 if you’re single.

You Can Deduct State and Local Taxes

You can deduct your state and local taxes, or SALT, from your federal taxes, up to a limit of $10,000 under the TCJA. If you pay your taxes through an escrow account, you’ll see that amount on your Form 1098. If you pay local taxes directly to your municipality, make sure to keep a record of your payments so you can deduct those from your taxes, too.

A caveat: you have to itemize in order to deduct SALT payments, PMI payments and mortgage interest. SALT deductions, and mortgage interest deductions, too, might benefit you at tax time if you live in an expensive, high-tax area. Otherwise, you may be better off taking the standard deduction, especially if you’re married. If you’re single, on the other hand, your mortgage interest, PMI and SALT might easily exceed your standard deduction.

Do You Qualify for a Homeowner Exemption?

In many states, some homeowners qualify for a homeowner exemption or homestead exemption, which can lower your property tax bill, usually by lowering the assessed value of your home.

Who qualifies? Well, that really depends on your local laws. Typically, these things are decided on the state, county or municipal level, and requirements can vary widely. Commonly, homeowner exemptions are given to the elderly, the disabled and veterans, but some jurisdictions give them out to homeowners below a certain income threshold or homeowners who make specific improvements to their property, such as planting a rain garden or a coconut tree. Typically, you do have to use the home as your primary residence in order to qualify.

Some Energy-Efficient Upgrades Still Bring Tax Benefits

You can’t get tax breaks for most energy-efficient home upgrades anymore, but you can still get them for solar panels through 2021. If you had solar panels installed in 2017 through the end of 2019, you can get back 30 percent of your costs in the form of a tax credit. If you install panels in 2020, you can get back 26 percent of the cost, and if you install them in 2021, you can get back 22 percent of the cost.

Home Office Deductions May Be Available, Too

Whether you work from home full-time or just have a side hustle, you may be able to take a business use of home deduction. You can deduct $5 per square foot for up to 300 square feet of office space for a total deduction of up to $1,500. However, you should make sure that your home office is exclusively used for business purposes, and check with a tax professional to make sure you’re meeting the strict guidelines required to qualify for this deduction.

Before you file taxes as a homeowner for the first time, you need to know what tax credits and deductions you qualify for. Homeownership brings many tax advantages on the federal, state and local levels. It’s just one of the many reasons why owning your own home pays off.

For more helpful tips from our partners at American Home Shield, check out their blog!

What First-Time Homeowners Need to Know About Filing Taxes

What First-Time Homeowners Need to Know About Filing Taxes

If you bought a home for the first time in 2019, you probably have questions about filing your taxes. Learn more about filing taxes for the first time as a homeowner.

Buying your first home is a big deal. It’s perhaps the biggest purchase you’ll ever make, and it can bring independence, privacy, self-reliance and stability, as well as setting you on the path towards financial security, freedom and flexibility.

If you bought your first home in 2019, you’ll be filing taxes as a homeowner for the first time this April. You may have heard that first-time homeowners can get a big tax break. Well, we have some bad news and some good news regarding that.

Bad news first: The homeowner tax credit for first-time home buyers is a rule that no longer exists. You can only take advantage of it if you purchased your first home on or before September 30, 2010.

But the good news is that there are still tax advantages to homeownership. The added good news is that you don’t necessarily have to be a first-time homeowner to take advantage of them. You can continue to benefit from homeowner tax advantages for the entire length of time you own your home and even after you sell it. These tax tips for new homeowners will show you how.

You Can Deduct Mortgage Interest and PMI

Under the Tax Cuts and Jobs Act of 2017 (TCJA), you can deduct any interest you paid on your mortgage, as long as you borrowed $750,000 or less. This includes mortgage interest you paid as part of closing costs. If you bought your home on or before December 15, 2017, you’re grandfathered in under the old limit of $1 million, so you can deduct loan interest on mortgages up to that amount. You can take this deduction every year you’re paying on your mortgage, and for subsequent home purchases as long as your loan amount is below the threshold. You can also deduct the interest you paid on a home equity loan up to $100,000, as long as you use that money to improve your home.

If you borrowed for your home with a downpayment of less than 20 percent, you probably have private mortgage insurance, or PMI. You can deduct PMI payments as long as your adjusted gross income is less than $100,000 if you’re married or $50,000 if you’re single.

You Can Deduct State and Local Taxes

You can deduct your state and local taxes, or SALT, from your federal taxes, up to a limit of $10,000 under the TCJA. If you pay your taxes through an escrow account, you’ll see that amount on your Form 1098. If you pay local taxes directly to your municipality, make sure to keep a record of your payments so you can deduct those from your taxes, too.

A caveat: you have to itemize in order to deduct SALT payments, PMI payments and mortgage interest. SALT deductions, and mortgage interest deductions, too, might benefit you at tax time if you live in an expensive, high-tax area. Otherwise, you may be better off taking the standard deduction, especially if you’re married. If you’re single, on the other hand, your mortgage interest, PMI and SALT might easily exceed your standard deduction.

Do You Qualify for a Homeowner Exemption?

In many states, some homeowners qualify for a homeowner exemption or homestead exemption, which can lower your property tax bill, usually by lowering the assessed value of your home.

Who qualifies? Well, that really depends on your local laws. Typically, these things are decided on the state, county or municipal level, and requirements can vary widely. Commonly, homeowner exemptions are given to the elderly, the disabled and veterans, but some jurisdictions give them out to homeowners below a certain income threshold or homeowners who make specific improvements to their property, such as planting a rain garden or a coconut tree. Typically, you do have to use the home as your primary residence in order to qualify.

Some Energy-Efficient Upgrades Still Bring Tax Benefits

You can’t get tax breaks for most energy-efficient home upgrades anymore, but you can still get them for solar panels through 2021. If you had solar panels installed in 2017 through the end of 2019, you can get back 30 percent of your costs in the form of a tax credit. If you install panels in 2020, you can get back 26 percent of the cost, and if you install them in 2021, you can get back 22 percent of the cost.

Home Office Deductions May Be Available, Too

Whether you work from home full-time or just have a side hustle, you may be able to take a business use of home deduction. You can deduct $5 per square foot for up to 300 square feet of office space for a total deduction of up to $1,500. However, you should make sure that your home office is exclusively used for business purposes, and check with a tax professional to make sure you’re meeting the strict guidelines required to qualify for this deduction.

Before you file taxes as a homeowner for the first time, you need to know what tax credits and deductions you qualify for. Homeownership brings many tax advantages on the federal, state and local levels. It’s just one of the many reasons why owning your own home pays off.

For more helpful tips from our partners at American Home Shield, check out their blog!

NextHome Named No. 1 Real Estate Franchise in the U.S.

NextHome Named No. 1 Real Estate Franchise in the U.S.

Pleasanton, CA — February 10, 2020 — NextHome was named the No. 3 top franchise in owner satisfaction by Franchise Business Review, out of 307 of the country’s top franchise brands across all sectors. In the real estate category, NextHome ranked No. 1, an astonishing accomplishment for the six-year-old franchise. 

The franchise came in at the No. 4 spot for 2019, the first year it entered the survey. NextHome was also ranked a Top Franchise for Women and a Top Franchise for Veterans that same year. Improving upon this milestone in only 12 months is a significant step forward for NextHome.

Since its inception, NextHome has been committed to providing exceptional service to the people involved in the real estate transaction, aiming to transform what can be a stressful process into a much smoother experience for the clients and the agents. The NextHome difference lies in our “humans over houses” mindset, our modern branding and technology, and our continued support of our members and their success.

NextHome was among 307 franchise brands, representing more than 27,500 franchise owners, that participated in Franchise Business Review’s research. NextHome’s franchisees were surveyed on 33 benchmark questions about their experience and satisfaction regarding critical areas of their franchise systems, including training and support, operations, franchisor/franchisee relations, and financial opportunity. 

“There are thousands of successful franchise companies operating in North America, but many of those companies do not offer a solid investment opportunity for the actual franchise owners,” said Eric Stites, CEO of Franchise Business Review. “As an independent research firm, we rate the franchise companies in the marketplace today and identify those that have the highest levels of satisfaction and performance among their franchisees in order to help entrepreneurs choose which franchise to invest in. This year’s Franchisee Satisfaction Award winners truly are the best-of-the-best.”

The Franchise Business Review ranking follows NextHome earning the No. 1897 spot on the Inc. 5000 list of the nation’s fastest-growing private companies, as well as being named No. 95 on Entrepreneur magazine’s annual Franchise 500 list.

“A franchise is only as strong as it’s members. We’re incredibly grateful to have built a franchise that attracts those who want to make a difference in the real estate industry,” said James Dwiggins, CEO of NextHome. “Thank you to the NextHome members across the country for making this recognition possible.”

 

Interested in being a part of the NextHome Real Estate Franchise? Contact VP of Sales Charis Moreno at Charis@NextHome.com.

 

Each office is an independently owned and operated business.

NextHome opens newest office in the Philadelphia area

NextHome opens newest office in the Philadelphia area

Constance Johnson

Pleasanton, CA — February 7, 2020 — NextHome is pleased to announce the newest addition to the franchise, NextHome Virtue Realty, based in Drexel Hill, Pennsylvania. Drexel Hill is a suburb of Philadelphia located in Delaware County. The brokerage represents the 10th office location opened in Pennsylvania for the NextHome franchise.

The brokerage is owned by Constance Johnson, a Pennsylvania native who brings a wealth of expertise in investment real estate to her new brokerage. Constance and her tight-knit team are happy to serve clients across the area, including Philadelphia, Montgomery, Chester, Delaware, Bucks and Berks counties. 

Although Constance has expertise in residential investment properties, the brokerage is also well-positioned to help clients with first-time home buying, relocations, multi-family, and commercial real estate. 

Constance started her real estate career after almost two decades working as a caseworker for the State of Pennsylvania. Through her work, Constance developed a deep love for the people she served. 

“With casework, you spend a lot of time with people and it builds an incredible sense of compassion,” Constance said. “With that foundation, I implement the same compassion for all my real estate clients. I do this because I want to see people be successful. Whether purchasing their first investment property or purchasing the home of their dreams, I truly care that my clients are happy in whatever stage of their lives they are in.”

While working for the state, Constance purchased her first home and then began purchasing investment properties through auctions. The hobby became a passion and in 2014 she obtained her real estate license. 

Constance jumped full-time into real estate in early 2015, working for nationally franchised brokerages in both Media and Wayne, Pennsylvania. 

For the next five years, Constance built a regional reputation for kindness, honesty, and sales success. 

“I was able to work really well with investments and people wanted to know how I did what I did,” Constance said. “That created a buzz for me.”

In her first three years in the industry, Constance sold enough homes and completed enough hours of education to meet Pennsylvania’s high standards for obtaining a broker’s license.

“I am very grateful that so many clients trusted me so that I could get to that point in my career quickly,” Constance said. 

As a licensed broker, Constance was able to build a tight-knit and successful team. It was her care and concern for that team and their future success that prompted her to think about opening her own brokerage. 

“The team felt more like a family,” Constance said. “So I really wanted to build something where the people who had trusted me to guide them in their careers could thrive and grow in a way that was perfect for them. I care very much about the agents who work for me, I want to be able to teach them in the same fashion that allowed me to become successful.”

Constance knew that in order to do that, she needed to branch out on her own. 

In 2019 she began researching and comparing franchise options. Although many claimed to offer the same tools and expertise, NextHome had something that no one else did: the service-minded, family-like culture Constance was looking for.

“Ultimately, what helped me choose was that NextHome got back to me promptly,” Constance said. “Everyone was prompt, professional, and supportive. That’s what I needed to be successful in my business. Suddenly I found a team that was going to support me and be there for me the way I was there for my agents. For me, the NextHome difference is the people.”

Today, NextHome Virtue Realty agents provide clients across the Philadelphia area with kind, compassionate, and ethical service. 

“Our business attracts agents that operate with integrity and who put their clients first,” Constance said. “In addition, we expect our agents to be hardworking and knowledgeable. They are always working to increase their understanding of the market and our industry. At NextHome Virtue Realty, our agents are afforded the opportunity to get attentive training from me and I would hope that anyone who wants to join our team would take full advantage of that.”

For clients, NextHome Virtue Realty offers compassionate service that puts the needs of the client front and center. 

“We truly offer personable service and have our client’s best interest in mind,” Constance said. “It feels like a family in our company. Relationship building is very important to me so the agents that work with us must have that same approach.”

Constance is the proud mother of two children: Malachi (14) and Atlas (1). 

Please join us in congratulating Constance on the opening of NextHome Virtue Realty in Drexel Hill, Pennsylvania! 

 

Interested in being a part of the NextHome Real Estate Franchise? Contact VP of Sales Charis Moreno at Charis@NextHome.com.

 

Each office is an independently owned and operated business.

NextHome announces new Boston brokerage

NextHome announces new Boston brokerage

Delores & Leighton Facey

Pleasanton, CA — February 5, 2020 — NextHome is proud to announce our newest addition to the franchise, NextHome Unlimited Realty Solutions, based in Boston, Massachusetts. The brokerage represents the eighth office location opened in Massachusetts for the NextHome franchise.

NextHome Unlimited Realty Solutions is owned by the husband and wife team Delores and Leighton Facey. Delores is the broker in charge and will oversee most of the business operations. The brokerage will serve the Boston area, South Shore, North Shore, parts of Cape Cod, and the remainder of Western Massachusetts. Delores is also licensed in Rhode Island and New York and aims to serve clients in those areas as well. 

With seven agents already working under the NextHome Unlimited Realty Solutions banner, the brokerage is ready to help with all types of residential transactions – from investment properties to first-time home buying and everything in between. 

Both Delores and Leighton have built their professional and personal lives on a foundation of service. As long-time members of the Boston Police Department, they have a unique love for and knowledge of their hometown. 

Delores and Leighton first met at Quincy College while both were studying criminal justice. Months later, they crossed paths again when Delores was promoted to Detective and transferred to Leighton’s station in Hyde Park. The couple was married in 2001 and both continued to serve and protect the greater Boston area as law enforcement officers. 

Eventually, Delores wanted to expand her professional abilities and challenge herself in a new way. 

“I always had an interest in real estate, and I have a passion for helping people,” Delores said.

So in 2013, she became a licensed agent in Massachusetts and began working part-time with a talented independent broker, Delfredia Dancy.

“I did well working under Delfredia because I wanted to learn and she had a wealth of information,” Delores said. “She knew the real estate business in our area inside and out, and her ability to mentor me with kindness as I shadowed her made a big difference in my career.”

In 2016, Delores made the jump to full-time real estate sales and opened her own brokerage – Unlimited Realty Solutions Boston. Three months after opening that brokerage, Delores also opened a real estate school by the same name. At Unlimited Realty Solutions Boston, Delores could continue to serve others searching for their own start in the real estate industry. 

Leighton truly admired his wife’s work ethic and was impressed as he watched her open her own brokerage. 

“I’ve seen her grow,” Leighton said of his wife. “She’s very dedicated to what she’s doing and has the drive to move forward.”

To support her, he studied for and obtained his own real estate license. All the while, he remained an active leader in the Boston Police Department. Today, Captain Leighton Facey oversees district B2 – one of twelve districts in the Boston PD.   

While overseeing his district as Captain, Leighton also helps Delores with business development, lead-generating, and open houses. 

One day, as Delores pondered how she could grow her business, she casually searched online for the “Best Real Estate Franchises.”

NextHome immediately caught her eye. However, the experienced detective spent about two months investigating NextHome’s value before reaching out to the company. 

“I was looking at other franchises too, but something about NextHome kept me coming back,” Delores said. “It was something different. The company’s focus was squarely on the customers and agents. I didn’t see anyone there boasting about sprawling 1,000-agent offices.”

As she looked deeper, Delores found that NextHome provided the tools she needed.  

“When I looked at all the resources that are available through the franchise, I knew this was a great way to attract high-quality agents,” said Delores. “With NextHome, I can offer our agents resources so they can thrive and have opportunities they can’t get anywhere else. As an independent, I relied on a lot of trial and error and spent a lot of money trying to build my own company. With NextHome everything was already there – I didn’t need to reinvent the wheel because someone already got it exactly right.”

Today, NextHome Unlimited Realty Solutions is attracting quality agent talent from across Boston. As her career comes full circle, Delores is thrilled that her one-time mentor, Delfredia Dancy, has now joined the team

“I have something unique to offer people now,” Delores said. “I have a way that agents can generate businesses and work with these resources to succeed.”

When they aren’t selling real estate or building their business, the Facey’s enjoy spending time with their family. They are the parents of 15-year-old triplets: Leighanna, DeVaun, and Derell. Leighton is also the father of two grown children Jenee and Brinston. 

Please join us in congratulating Delores and Leighton on the opening of NextHome Unlimited Realty Solutions in Boston, Massachusetts!

 

Interested in being a part of the NextHome Real Estate Franchise? Contact VP of Sales Charis Moreno at Charis@NextHome.com.

 

Each office is an independently owned and operated business.

Why You Should Create a New Year’s Resolution List

Why You Should Create a New Year’s Resolution List

Here it comes. The question that everyone gets asked at least a zillion times toward the end of each year. “So, what are your New Year’s resolutions?” If you’re reluctant to make a New Year’s resolution list (or even reluctant to answer the question), maybe you should reconsider. Resolutions can be healthy, productive ways to make positive changes in your life. Here are some reasons you should join in on the tradition:

Goals are good.

Resolutions are purposeful goals that you set for yourself. When you set goals, you take stock of where you currently are and where you’d like to be. This process can be helpful in shaping the future that you’d like to have. If you look at resolutions as short-term goals, it may be easier to set them.

Resolutions help keep you focused.

Our work and personal lives are full of distractions that can sometimes take our attention away from our goals. Resolutions can help us set priorities and stay on target.

Resolutions are motivating.

It’s easy to think about making changes, but it’s harder to put them in motion. Committing to a resolution can help you follow through. Sharing your resolutions with others can help keep you accountable, which can also be motivating.

Resolutions help get you out of your comfort zone.

Sometimes it takes a gentle nudge, or even a firm shove, to get us out of our comfortable spaces. New Year’s resolutions encourage you to pursue opportunities and reach accomplishments that you might not have reached otherwise.

Resolutions are fun.

Too often, we look at New Year’s resolutions as being difficult to accomplish, but who says resolutions can’t be enjoyable? For example, instead of resolving to lose weight or get organized, maybe your New Year’s resolution should be to spend more time with friends or to travel more often. Do yourself a favor and select a resolution that you actually want to accomplish and will relish doing.

Resolutions can be business-oriented.

The goals you set don’t have to be personal. You can set specific business-related resolutions and objectives, such as to gain more listings, to network more, or to pursue career development activities.

A good resolution to make is to add a home warranty to every transaction in 2020. American Home Shield® home warranties cover the repair or replacement of important appliances and system components that break down over time, offering your clients important budget protection and reassurance. American Home Shield offers a variety of plans and coverage options to fit your clients’ needs. Your AHS® Account Executive can tell you more about the plans and about the effective real estate marketing tools available to you.

For more helpful tips from our partners at American Home Shield®, visit their blog!

Business Owner Insurance Solutions

Business Owner Insurance Solutions

As a business owner, you essentially have TWO families to take care of: 1) your family at home (spouse, children, relatives, partner, etc.) and 2) your work family (employees, business partners, etc.)  These people rely on you to be present, engaged, and earning income.  With September being Life Insurance Awareness Month, it is a great time to review your business insurance strategy and see if you can implement any of the ideas below:

  • Individual Life Insurance
    1. A policy that covers one person and pays out a claim upon death
      1. Affordable coverage available in a variety of policy types
      2. Ideal for entrepreneur with no staff, but is a contributing income at home
  • Disability Insurance
    1. A policy that covers one person and pays out a claim upon a qualifying disability that removes a person from their normal working capacity
      1. Affordable coverage available in a variety of policy types
      2. Ideal for protecting an income stream for business owners or employees
  • Buy-Sell Agreements
    1. A legal contract among owners to buy out the portion of the deceased’s business share.
      1. Life insurance can be used to “fund” these types of contracts!
      2. Secure a life insurance policy naming the business partner as beneficiary for built in purchasing power to retain the business
  • Key Person Insurance
    1. Life or disability insurance purchased by a business on an employee that is payable to the business.
      1. This ensures business revenues continue even if a pivotal team member is no longer able to function in their usual capacity due to death or disability
      2. Revenues keep business operational even in time of crisis

Your livelihood depends on income and sustained business.  You’d be surprised at the creative solutions our team can develop for business owners like YOU!  We’re ready to help you implement smart insurance strategies.

Contact Gateway Insurance Group at: 858-428-3929 or www.gatewayig.com/nexthome

To learn more, read the brochure, “Taking care of Business” by the nonprofit agency, Life Happens:

https://lifehappens.org/wp-content/uploads/2015/03/Brochure_TakingCareofBusiness_2014_Consumer.pdf

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a brokerdealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Gateway Financial Advisors, Inc., and Cambridge Investment Research, Inc. are not affiliated. The information in this email is confidential and is intended solely for the addressee. If you are not the intended addressee and have received this email in error, please reply to the sender to inform them of this fact. We cannot accept trade orders through email. Important letters, email, or fax messages should be confirmed by calling 1-858-GATEWAY  . This email service may not be monitored every day, or after normal business hours.

NextHome Edgewater now serving the Naples area

NextHome Edgewater now serving the Naples area

Maurice Cossairt

Pleasanton, CA — September 10, 2019 — NextHome is pleased to introduce Maurice Cossairt as the company’s newest broker/owner to open a NextHome franchise. Maurice and his team at NextHome Edgewater will serve real estate needs throughout Southwest Florida including Punta Gorda, Fort Myers, Estero, Bonita Springs, Marco Island, and Naples. NextHome Edgewater is the 60th NextHome franchise to open in Florida. 

As someone who has owned a home on Marco Island for 20 years, Maurice is excited to share his client-centered service with the area he loves. 

“We are thrilled to be expanding our services into the Marco Island area,” Maurice said.  

Maurice and his team at NextHome Edgewater specialize in vacation homes and are excited about their growing portfolio of satisfied first-time homebuyers, investors, and commercial clients. 

“I love working with first-time home buyers,” Maurice said. “There is something really satisfying about helping those types of clients.”

Maurice has been immersed in the real estate and home building industry since he was young. As a child, Maurice watched his parents run a brokerage and build their business. 

“I’ve been sitting at open houses since I was 12 years old,” Maurice recalled. 

In 2013, Maurice made real estate sales his full-time job. He continued to serve home buyers and sellers across the Naples area as an independent sales associate with Sun Realty until 2017. In those years, he sharpened his networking and lead-generating skills to a fine point. Maurice began his career closing seven transactions per year. However, those sharpened networking skills and robust word-of-mouth marketing now help Maurice close about 37 transactions per year. He also recently oversaw $3.4 million in annual sales in a market where median home prices hover in the $300,000-$500,000 range.

Maurice also created his own career as a designer/builder. As a general contractor, Maurice captained a company of hundreds of employees with many moving parts. However, he soon discovered he could remain in the industry he loved and have a smaller staff.

“After many years running a company with several hundred employees, I found out that I didn’t have to do that,” Maurice said. “I could work with a small group of REALTORS® and give them the individualized attention and support they need.”

In 2017, Maurice started to think that he would enjoy a career change as a NextHome broker/owner. He attended a Florida REALTORS® convention in 2016 where he met NextHome representatives and first considered a career with the franchisor. 

“I was impressed by what I saw,” Maurice said. “I hung on to that interaction, and when the time was right, I knew I wanted to start a brokerage with NextHome. The culture of NextHome is just the way I like to work; it was a good fit.”

Today, Maurice heads a growing office of real estate agents that he is happy to support through training and mentorship. 

“What really differentiates NextHome Edgewater for our agent is the flexibility we provide,” Maurice said. “I like how I can give them the tools they need but also the ability to customize on a client-by-client basis. It is great that NextHome Edgewater agents are able to do the business they want with a broker and brokerage that supports them and gives them the help they need when they need it.”

That level of personal customization, alongside the suite of top-level tools NextHome provides, also sets NextHome Edgewater apart for the client. 

“One of the things I like about NextHome is that I can have the cool marketing tools and all that fancy stuff but I can work in a way that customizes on a client-by-client basis,” Maurice said. “I don’t cram clients in a pipeline and treat them all the same. The personal touch – that’s my brand differentiation.” 

When he is not helping agents and real estate clients, Maurice enjoys boating, going to concerts and playing his trumpet. He is active with Habitat for Humanity and donates to the local chapter of St. Vincent de Paul. Maurice is the proud father of two grown children, a daughter and a son.

“NextHome is thrilled to have Maurice represent our franchise in the Naples area,” said Imran Poladi, NextHome’s Vice President. 

Please join us in congratulating Maurice on the opening of NextHome Edgewater in Naples, Florida! 

Interested in being a part of the NextHome Real Estate Franchise? Contact VP of Sales Charis Moreno at Charis@NextHome.com.

Each office is an independently owned and operated business.

Meet the NextHomies who made the top one-half percent

Meet the NextHomies who made the top one-half percent

Kimberly Taylor and Pete Torsiello

Pleasanton, CA — June 28, 2019 — NextHome is thrilled to announce that two NextHomies made The Thousand list that highlights the top one-half percent of the nation’s real estate professionals.

The Thousand list is put together every year by REAL Trends, a trusted source for news, analysis, and information on the residential brokerage industry. The list ranks the top real estate agents and teams in the United States, by both sales volume and transaction sides. The ranking is in partnership with Tom Ferry International and advertised in The Wall Street Journal.

The Thousand list is broken evenly into four categories:

  • Individual Sales Professionals – Sales volume
  • Individual Sales Professionals – Transaction sides 
  • Team Professionals – Sales volume
  • Team Professionals – Transaction sides

The two NextHomies on the list both ranked in the sales volume category for individual agents, and we couldn’t be more proud. Congratulations to Kimberly Taylor of NextHome First Class and Pete Torsiello of NextHome Community Real Estate! 

Kimberly and Pete are not only leaders in the industry, but also at NextHome. The two have graciously shared their vast knowledge from the field at industry events, and on a ground level, assisting other members one-on-one. 

Kimberly Taylor is the owner of NextHome First Class based out of Freeport, Illinois. Licensed since 2001, she has always been an early adopter of cutting-edge technology and constant education. With her commitment to providing first-class service to her clients, Kimberly has steadily built her business year-over-year as one of the best agents in her area.

Kimberly has a team of support staff to help her with her transactions but makes sure that each of her clients gets a personal and custom real estate experience. With her hands-on approach, her listings usually go under contract in under 60 days – half of the average days on market of competitors’ listings.

Pete Torsiello is the partial owner of NextHome Community Real Estate that is based out of Las Vegas, Nevada. Pete started his real estate career in 2008 after 15 years in the sports memorabilia business. Initially, he began selling homes as a side project, but after quickly earning more business than he could handle, Pete converted to full-time real estate in 2010.

NextHome Community Real Estate is more than just the name of the brokerage. Pete and the company are very involved in the Las Vegas community with a focus on working with teachers.

Please join us in congratulating both Kimberly and Pete on their success. We can only imagine the amount of happiness they’ve shared with their clients by helping them find their next home. 

Interested in being a part of the NextHome Real Estate Franchise? Contact VP of Sales Charis Moreno at Charis@NextHome.com.

Each office is an independently owned and operated business.